Investment tool
IRR Calculator
Model real estate returns — IRR, NPV, total gain, and year-by-year cash flows.
Investment parameters
Purchase Price₹50L
₹10L₹500L
Price Appreciation (CAGR)18%
5%35%
Holding Period5 yrs
1 yrs15 yrs
Annual Rental Yield3%
0%10%
Additional Costs (stamp duty + registration)8%
0%15%
Discount Rate (for NPV)12%
6%20%
IRR
18.3%
Internal Rate of Return
Exit Value
₹1.14 Cr
Rental Income
₹7.50 L
Absolute Gain
₹67.89 L
Total Return
125.7%
NPV
₹16.31 L
at 12% discount
Total Outlay
₹54.00 L
incl. all costs
Year-by-Year Cash Flows
5 year hold
| Year | Rental Income | Exit Proceeds | Net Cash Flow | Cumulative P&L |
|---|---|---|---|---|
| 0 | — | — | −₹54.00 L | −₹54.00 L |
| 1 | ₹1.50 L | — | ₹1.50 L | −₹52.50 L |
| 2 | ₹1.50 L | — | ₹1.50 L | −₹51.00 L |
| 3 | ₹1.50 L | — | ₹1.50 L | −₹49.50 L |
| 4 | ₹1.50 L | — | ₹1.50 L | −₹48.00 L |
| 5 | ₹1.50 L | ₹1.14 Cr | ₹1.16 Cr | +₹67.89 L |
Key assumptions
Price appreciation compounded annually at CAGR
Rental income received at end of each year
Entry costs are one-time at purchase
No reinvestment of rental income
Exit proceeds received at end of holding period
IRR via standard discounted cash flow methodology